THE RISK OF DEBT To buy a tv, a car, or a house, to pay for school, to go out to dinner, to take a vacation, to do almost anything, we borrow money. Borrowing money means we take a risk. The risk is that, for any number of reasons, we may not be able to pay it back as agreed! Then what? Well...creditors call you and write you to collect it. Sometimes they're outright obnoxious, trying to squeeze the last dollar out of you, just to repeat the process over and over again, making you feel horrible because you simply don't have the money to pay them. It's not that you don't want to pay, you just don't have it! Then, when they realize that harrassing you won't magically make the money materialize, they sue you to get a judgment against you so they can garnish your wages, or levy upon your bank account, or put a lien against your home! If you gave them a security interest in your car or your house, they repossess it or foreclose! Sound familiar? All is not lost! There are CREDIT SOLUTIONS: ** Credit Counseling ** Debt Negotiation ** Bankrutcy ** Credit Report Correction Let me help you understand your legal and financial options. CALL ME NOW at (916) 985-3330.